Retirement &Investments

Retirement plans

Learn about the different types of retirement plans available from your employer.

Benefits for your future

Thinking about enrolling in your employer’s retirement plan? Employer- sponsored plans are one of the easiest ways to build your retirement savings and offer major advantages.

Automated payroll deductions make saving easier.

Employer matching contributions help you save more.

Pre-tax salary contributions lower your current tax liability.

How your employer's benefits can work for you

Talk to your benefits administrator about the types of plans your employer offers through Old Mutual Investment Group.

1). 401(k) and 403(b) plans

2). Nonqualified deferred compensation (NQDC) plans

401(k) and 403(b) plans

Simplify the process for saving

These common plans can streamline your retirement savings.

What does a 401(k) or 403(b) plan offer?

Automatic payroll deductions to help you make saving a habit
Reduced taxable income, through pre-tax contributions
Matched contributions, up to a certain percent (from some employers)
Long-term savings and growth potential across a variety of investment options

Saving a little today may add up to a lot tomorrow.

Nonqualified deferred compensation (NQDC) plans

Key employees can use these to save beyond a 401(k) or 403(b) to help close their savings gap.
Help bridge the saving gap that key employees often experience.

Close your savings gap.

A nonqualified deferred compensation plan from Old Mutual Investment Group allows you, a key employee, to save for retirement on a pre-tax basis to supplement your existing qualified employer-sponsored plan, such as a 401(k).

Take advantage of pre-tax deferrals, tax-deferred growth, and compounded earnings.
Save above 401(k) or 403(b) plan limits to build your nest egg.
Design a personalized investment strategy.
Enjoy flexibility and take payouts from the plan without the same age restrictions as 401(k) or 403(b) plans.

Do you have access to a deferred compensation plan? contact us to find out more.

Feel more confident about your retirement readiness.

The Old Mutual Investment Group 2021 survey of deferred compensation plan participants showed that 8 out of 10 consider their deferred compensation plans to be an important factor in reaching their retirement goals.1

And with Old Mutual Investment Group, you can feel secure that your plan is managed by the No. 1 provider of nonqualified deferred comp plans.2